A Preventive Care Wellness Program from J-Squared

Better Benefits for Your Team. Paid For by Your FICA Taxes.

Your employees get stronger preventive care, and you keep about $600 per employee every year. It’s funded by the payroll taxes you’re already overpaying, so there’s no net cost to you or your team.

~$600

Back per employee, per year

2,000+

Employers already enrolled

$0

net cost to you or your team

Healthcare costs are squeezing your business.

Most owners are overpaying on payroll taxes and health benefits without knowing it, and it costs them every cycle. Margins keep shrinking, good people leave for companies with stronger benefits, and you keep overpaying year after year. The broken benefits status quo counts on you not looking.

Keep more of your money

About $600 per employee a year goes back to your bottom line. Your audit shows your real number, which is usually higher.

Better care for your team

Free telehealth, virtual urgent care, mental health support, and over 1,000 free prescriptions, with no copays.

Keep more of your money

It works alongside your current insurance and broker and is funded by payroll tax savings, at zero net cost.

See what your business keeps and your team takes home.

Enter your number of W-2 employees to see the savings on both sides, at no net cost to either of you.

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The business keeps $0
$600 per employee, per year
Your team takes home $0
$1,500 per employee, per year
Savings by periodThe business keepsYour team takes home

No net cost to you, and your team comes out ahead.

Book a Call With John

You shouldn’t have to choose between your people and your profit.

John Johnson has spent his career helping businesses cut costs and grow. He saw firsthand how a broken system overcharges employers while giving employees less in return, and he built his business to fix exactly that. He acts as your guide, matching your company to the right program rather than selling you one.

The programs he works with operate under Section 125 of the tax code, which has been in place since 1978 and was updated under the Affordable Care Act. They are available in all 50 states, used by more than 2,000 employers and over 5 million employees, and they plug into your existing payroll.

Three simple steps

You only commit if the savings are real.

1

Take the Missing Money Audit

Run your numbers in minutes, or book a call to start there instead.

2

We validate your savings

The Preventive Care Wellness Program confirms it with a census and a proposal.

3

Implement only if it’s real

You move forward when the savings are proven, not before.

Real businesses. Real money back. Real care.

The $400 sore throat that became $0

Before the program, one employee paid about $400 when his son had strep throat. After, his other son’s strep was handled by a quick photo visit and a prescription waiting across the street, for nothing.

The mill that finally could offer care

A small reclaimed-wood mill that hires people rebuilding their lives after prison had never been able to afford health benefits. After John set up a program, one employee with Crohn’s disease went from paying $175 a month out of pocket to $0, gained telehealth checkups to manage his condition, and took home about $1,500 more a year.

Found money in a paycheck 

One employee on the program now keeps roughly $4,000 more a year, about $2,400 of it from prescription savings alone. That’s a real vacation, not a rounding error.

“Many of our employees are rebuilding their lives after prison, and providing traditional health insurance has historically been a financial hurdle we couldn’t clear. John Johnson and Schooley Mitchell stepped in and implemented a preventive care program that felt tailor-made for us. Not only are our people finally getting the wellness support they deserve, but they also saw an increase in their take-home pay. John Johnson made the transition seamless and truly understood the heart of our business.”

Nathan Brown, CEO, Old World Timber

The Preventive Care Wellness Program

A program that puts about $600 per employee back on your bottom line each year and gives your team free telehealth and prescriptions, funded by your payroll tax savings, with no added cost to you or them.

  • A free Missing Money Audit showing your exact payroll tax savings.
  • Set up that plugs into your existing payroll, handled for you.
  • $0 virtual primary care, mental health, and unlimited virtual urgent care.
  • Over 1,000 free prescriptions, with no copays or deductibles.
  • A wellness dashboard plus optional dental, vision, and life coverage.

No net cost to you. No net cost to your team.

It sounds too good to be true. Here is why it isn’t.

No. It works alongside your current plan, and you keep your broker. As your team uses it, you lean on insurance less, which is what brings costs down.

No. It’s a SIMERP program, an ACA-compliant payroll optimization strategy that restructures the treatment of taxable wages. The result is better outcomes on both sides: employees see higher take-home pay and stronger wellness benefits, and employers see reduced payroll tax liability and improved fiscal capacity. It doesn’t replace your existing health plan, and it operates fully within current IRS and Affordable Care Act frameworks, subject to the standard legal, HR, and financial review you’d expect

You don’t need to. It plugs into your existing payroll and is handled for you, so there’s no new role to fill on your team.

Most simply haven’t come across it yet. By John’s count, only about 2 percent of employers use it today, which is exactly the gap he helps you close.

Book a Call With John

Become the employer who protects people and profit.

Book a 15-minute call. John will show you your real savings number and the better benefits your team gets, at no cost to you.